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Refinance Loan Programs

Absolute Home Mortgage Lenders offers a full spectrum of refinance loan programs as well as a streamlined application process—and the ability to talk with a real person.

Our refinance loan options include:

  • Fixed loans with 10 to 30-year terms: A fixed loan is the most common type of financing. The interest rate and the principal and interest (PI) payment remain constant for the length of the loan.
  • Adjustable Rate Mortgages (ARMs): An Adjustable Rate Mortgage (ARM) offers an initial rate that is lower than a fixed-rate mortgage, but the ARM’s interest rate may change over the life of the loan. The rate is tied to an index, such as the One-Year Treasury Bill. When the index rate changes, the loan rate moves up or down accordingly. Caps limit how much the rate can change.
  • Balloon mortgages A balloon mortgage features low rates and low fixed monthly payments for a period of time—usually five to seven years. At the end of the time period, a final “balloon” payment for the remaining balance of the loan is due. With low initial rates, adjustable rate loans may be a good choice for borrowers who plan to move before the balance becomes due.

We can tell you more about the various refinance options available to you.



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PA loan correspondent license #22679; Alabama Consumer Credit License #20723; Georgia Annual Mortgage Lender License #23455; #21289; Connecticut First Mortgage Correspondent Lender/Broker #21288; Delaware Chapter 21 Mortgage Loan Broker License #010629; New Jersey Licensed Lender #L060502; PA Licensed Lender #34628; Maryland Mortgage Lenders License #18461; Virginia Mortgage Broker License #MB-4315; FHA Approved Lender ID #28106-0000-8; NY Corespondent RMB-207450

This website is not intended for New York consumers. If you are a New York consumer looking to obtain a mortgage loan you may visit www.absolutemoney.com.

Absolute Home Mortgage Corporation NMLS #176743 Connecticut Mortgage Lender License #ML-174743, District of Columbia Mortgage Dual Authority License#MLB176743, Florida Office of Financial Regulation License #MLD424, Maryland Division of Financial Regulation License #06-19958, Licensed by the New Jersey Department of Banking and Insurance, License #9826392, New York Mortgage Broker Registration # A005639, Licensed by the Pennsylvania Department of Banking, License #34628

Absolute Home Mortgage Corp. 279 Browertown Road, Suite 105 W Paterson, NJ 07424
Phone: 1-855-888-2462 Toll Free: 1-855-888-AHMC E-mail: customer.service@ahmcloans.com

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